You’ve likely heard it over and over: your house is one of the biggest financial ventures you’ll make in your lifetime. While it is an extremely exciting investment it’s also one that’s vulnerable to numerous risks. From accidental fires and brutal storms to liability from injuries to vandalism- it’s important to have protection set up to defend your home and family.
Charleston Home + Design Magazine
1. It’s Required By Your Mortgage Lender
2. Protects Your Home From Loss
Standard home insurance shields your home and unattached structures on your property from a number of dangers, including storms, fires, vandalism, tornadoes, sea tempests, and rainstorms.
3. Covers Your Personal Belongings
On the off chance that your stuff is stolen or destroyed by a covered risk, home protection may repay you for the estimation of those things such as furniture, appliances, electronics, apparel, and more.
4. Protects Your Liability
Homeowners insurance covers more than just your home and whats inside of it. Family liability insurance comes with most homeowner policies and is designed to cover you in case of a lawsuit arising from something like an injury on your property.
5. Temporary Housing After A Disaster
If your home gets destroyed or is unlivable, after something like a storm, additional living expenses (standard in most home insurance policies) — can help pay for temporary living costs while your home is getting repaired.