You’ve likely heard it over and over: your house is one of the biggest financial ventures you’ll make in your lifetime. While it is an extremely exciting investment it’s also one that’s vulnerable to numerous risks.  From accidental fires and brutal storms to liability from injuries to vandalism- it’s important to have protection set up to defend your home and family.

Charleston Home + Design Magazine

1. It’s Required By Your Mortgage Lender

Although it isn’t a state requirement like collision protection, it is normally required to have homeowners insurance when financing your home. Home insurance protects your loan lender from any misfortune or harm caused by a covered risk. The amount of coverage you have usually depends on how much your mortgage is.

2. Protects Your Home From Loss

Standard home insurance shields your home and unattached structures on your property from a number of dangers, including storms, fires, vandalism, tornadoes, sea tempests, and rainstorms.

3. Covers Your Personal Belongings

On the off chance that your stuff is stolen or destroyed by a covered risk, home protection may repay you for the estimation of those things such as furniture, appliances, electronics, apparel, and more.

4. Protects Your Liability

Homeowners insurance covers more than just your home and whats inside of it. Family liability insurance comes with most homeowner policies and is designed to cover you in case of a lawsuit arising from something like an injury on your property.

5. Temporary Housing After A Disaster

If your home gets destroyed or is unlivable, after something like a storm, additional living expenses (standard in most home insurance policies) — can help pay for temporary living costs while your home is getting repaired.

If you’re in the market for Homeowners Insurance, START HERE and get a quote from us today!