Carolina Property Insurance
4.9★ from 334+ Google reviews

The things that matter to you, matter to us.

Home, auto, flood, commercial and more, shopped across 30+ top-rated carriers by a local, independent agency that treats you like a neighbor, not a number.

Licensed in North Carolina & South Carolina 30+ carriers compared Coastal experts

What can we protect?

Pick a coverage to get started.

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4.9★
Average Google rating
334+
Google reviews
30+
Carriers shopped
Local
Lowcountry team

Why Carolina Property

Insurance should feel personal again.

We started this agency on a simple belief: you deserve an advisor who shops the whole market for you, walks you through exactly what your policy covers, and answers when you call. That's independent insurance, done the Lowcountry way.

Meet the team

We shop, you save

As an independent agency we compare 30+ top-rated carriers to find your best coverage and price, not just one company's quote.

Local & personal

We live and work in the Lowcountry. You get a real person who knows our coast, our risks, and your name.

Coverage done right

We make sure you're actually protected: wind, flood, and the gaps most people don't find out about until a claim.

Fast & responsive

Quotes in minutes, claims support within the hour. When you need us, we pick up the phone.

Bundle & Save

Combine policies. Keep more of your money.

Pairing your home and auto (or adding flood, boat, or an umbrella) can unlock multi-policy discounts and simplify your life with one trusted point of contact.

See how much you could save
Home
Auto
Flood
Boat
Condo
Umbrella

What our clients say

Rated 4.9★ across 334 Google reviews

Real neighbors, real coverage, real service. Here's what our clients say about us.

“Had for 6 years found me good prices compared to my neighbors”
Tom Boettigheimer
Murrells Inlet office
“I initially reached out to this agency to have a new agent review my insurance policies. Carolina Property Insurance had a strong reputation for customer service. I worked with Meg Perrino, who did an outstanding job. She provided timely quotes and thoughtful recommendations while thoroughly explaining the available coverages and deductibles. Meg kept me updated throughout the entire process and ultimately secured replacement policies that resulted in significant premium savings. The agency's wide range of coverage options for me makes it a convenient single point of contact for all of my insurance needs. I am extremely satisfied with the organization and service provided, and I highly recommend this agency.”
Jerry Matthews
Murrells Inlet office
“Thank You for your response. Feel better Loretta”
Loretta Gleitz
Murrells Inlet office
“Meg Perrino at Coastal Property Insurance has helped me for years to get good coverage at an affordable price.”
Louise
Murrells Inlet office
“Meg is hands-down the best insurance agent I’ve ever worked with. She’s quick to respond, explains everything clearly, goes above and beyond, and has a great sense of humor, which definitely makes dealing with insurance a little more enjoyable! She also worked hard to get me a great price. I really appreciate everything she’s done and wouldn’t hesitate to recommend her to anyone looking for an insurance agent.”
john stewart
Murrells Inlet office

Reviews from Google Maps

Murrells Inlet: Read reviews · Leave a reviewMyrtle Beach: Read reviews · Leave a review

Trusted carriers

We shop the companies you know

Because we're independent, we compare top-rated national and regional carriers to match you with the right policy.

Allied
American Integrity
American Modern
AmWins
Bass Underwriters
Burns & Wilcox
Centauri
Foremost
FEMA
Frontline
Geico
Hagerty
Hanover
Heritage
Homeowners of America
Homeowners Choice Property & Casualty
Jewelers Mutual
Johnson & Johnson
Jackson Sumner & Associates
Orion 180
Openly
Orchid
Neptune
PICA
Progressive
Universal Property & Casualty
RLI
RT Specialty
Liberty Mutual
Sage Sure
South Carolina Wind/Hail
Universal North America/One Alliance
USLI
Tapco
Travelers
Tower Hill
Aspera
TypTap
Wright
MSI
Preferred Specialty
Shore One
Slide & Slide-Violet
Swyfft
RPS
ICAT
Stillwater

Carrier availability varies by location and eligibility.

Ready for coverage that actually fits?

Get a quote in minutes. We shop 30+ carriers so you don't have to.